Wednesday, February 29, 2012

Exploring Homelessness: Causation and ... - The Society Pages

The issue of homelessness is a sociological inquiry that has been relatively understudied, albeit the phenomenon?s unremitting development. According to Meanwell (2012), in the United States homelessness has continued to grow since the early 1980s with a particular proliferation among vagrant women and families. In 1984, the cities of New York, Chicago, and Los Angeles had the largest number of homeless persons per population, with New York witnessing the highest rates of homeless individuals (Wolch, Dear, & Akita, 1988). ?The concept of homelessness is not an easily defined term. While the average person understands the basic concept of vagrancy, researchers in the sociological field have applied inconsistent definitions to the concept of homelessness, understandably so as the notion encompasses a dimension more exhaustive than a singular definition of ?an individual without residence.? Homelessness comprises a continuum ranging from the absence of a permanent shelter to poor living arrangements and housing conditions. According to Wolch et al. (1988), homelessness is not an abrupt experience, rather it is ?the culmination of a long process of economic hardship, isolation, and social dislocation? that has affected an individual or family ( p.443). Additionally, states of vagrancy may come in varying forms, such as street residence, temporary habitation in shelters, or assistance from service organizations, such as soup kitchens and the Salvation Army.

The experience of the destitute is understandably a harsh reality as many homeless persons have to contend with abysmal living conditions, pitiable hygiene, unsanitary food, and inadequate nutrition (Meanwell, 2012). The deprivation of basic amenities afforded to the normal population engenders grander potential for malnutrition, poor mental health and a range of other physiological and psychological illnesses. Though men on average experience chronic homelessness than any other group, recent trends in the homeless population have expanded the demographic profile of the homeless to include women, children, families, substance abusers, the unemployed, and mentally-disabled (Wolch et al.,?1988). Nonetheless, despite the recent diversity (age, race, gender, and ethnicity) in the vagrant population, homelessness largely remains a gendered experience, in the sense that, overall men are more likely to experience chronic homelessness than females and homeless women are typically single parents accompanied by children (Meanwell, 2012; Wolch, Dear, & Akita, 1988). Moreover, certain social services provided to the homeless are contingent on gendered social expectations. For example, women are more likely to have access to shelters than men as females are considered to be at a higher risk of violent victimization and sexual abuse. Additionally, women are also more likely to be involved in sex crimes as a means of survival, such as the commercial exchange of sex for food and shelter (Meanwell, 2012).

One can surmise that lack of affordable housing is a basic cause of homelessness. However, in conjunction with this source of vagrancy, other conditions in the United States have precipitated homelessness, including deindustrialization, deinstitutionalization, and welfare state reorganization. According to Wolch et al. (1988), these events played a chief role in the development of vagrancy. The authors elucidated that the economic consequences of deindustrialization impacted homelessness due to the decline in the manufacturing sectors, especially in the snowbelt cities of the North-east. The process of deindustrialization was compounded with economic recessions and fluctuations in the U.S. currency that resulted in job losses and weakening of union membership. According to the authors, ?these factors raised unemployment levels and created the highest rate of official poverty since the early 1960s. [And], by 1982, 15 percent (34.4 million) of the nation?s population was living below the poverty line? (Wolch et al., 1988, p.446).

Deinstitutionalization of the mentally-ill in the United States created the release of a large group of mentally-disabled individuals who lacked residence upon discharge from mental institutions. Being that the government?s provisions of community-based programs and community-based shelters were inadequate to meet the demand of this special population, many released persons ended up on the periphery of poverty?seeking shelters in the most deprived neighborhoods and on the streets. Additionally, the decrease in federal expenditure on welfare budgets during the 1980s, specifically under the Reagan administration, caused many persons who were previously dependent on welfare and social services to seep deeper into poverty (Wolch et al., 1988).

Interestingly, public views on homelessness tend to be benign and commiserating in nature, but ironically, some individuals who are sympathetic about the issue would not support unstinting policies or social service programs for this population. The unfavorable responses for allocation of resources towards this population may stem from the prejudicial view of these persons as lazy. Additionally, citizens may deem homeless persons culpable for their fiscal failure that led to their residence on the street. These stigmas may not be derived solely from being homeless but may be a result of a combination of other stereotypes, such as prior criminal history, drug dependence, and racial stereotypes, particularly if the homeless person is black. The homeless are aware that persons stigmatize them and in order to relinquish that identity; some persons would dissociate themselves from other homeless persons and social service agencies that would serve to help them? which marks a preservation of self-pride (Meanwell, 2012). However, this mechanism of self-salvage engenders more harm than good as alienation from social service resources only exacerbate the struggles of the street.

I have had many personal experiences with the homeless population as I reside not too far from a domicile where many homeless persons tend to stay, which is ironically in a middle class suburban residence. I have had conversations with homeless persons and most of these conversations ended in me querying their reason for becoming homeless. The responses from the majority of persons are that they have lost their job, got divorced, or have just financially encountered hard times. Despite the diverse rationale, the consensus is tied to a single economic variable, ?money?. Homeless persons are on the street because they cannot afford housing, are most times dearth of family members? monetary assistance, and are not receiving or are not eligible to receive certain government benefits. The economic burden makes it insurmountable for them to have any other avenue but to resort to tenancy on the street. To compound matters, some of these homeless persons have meager qualifications or educational attainments, making it even more challenging to obtain employment. Therefore, the streets or shelters remain their only place of refuge.

The phenomenon of homelessness is, I believe, a product of societal stratification and social inequalities. Ideologies of social stratification and its effect on poverty were originally proposed by Karl Marx (2004) who contended that the capitalist society produces two prominent classes that are in conflict with each other:? Bourgeoisie and Proletariats. The bourgeoisie are the oppressors who own the means of production and the proletariats are the oppressed workers who labor for the bourgeoisie. The author suggests that capitalism produces social inequalities, but the state never sees social imperfections as a consequence of the state, but rather as a consequence of natural law, private life, and inadequacies of the administration. The author explains that capitalism is distinguished not by privilege but instead by individuality of property ownership and that those who create the conditions of the oppressed group express this power in the form of laws that function to serve the bourgeoisie?s interests (Marx, 2004, p.129). Hence, based on the earlier writing of Marx, capitalism is responsible for the manifestation of certain social conditions that have led to homelessness. The structural stratification of society enables the development of inequality in the labor market and other areas of social life, which forces persons to be confined to certain marginal economic statuses; due to the frailty of these economic conditions poverty becomes an inevitable consequence.

The literature suggests that vagrancy is not a problem easily combated as the structural inadequacies that birth and perpetuate its development cannot be easily changed. To advocate for an entire restructuring of society may be ideologically appropriate but far-fetched from practicality. Therefore, a comprehensive understanding of homelessness is essential in order to address this phenomenon. It is clear that more generous welfare policies are needed in order to provide individuals with assistance; increased federal expenditure on housing is required along with job and skills training for individuals currently homeless. Additionally, the creation and expansion of social service agencies that offers residence to the homeless is necessary. However, it is indispensable that these agencies cater to specific categories of homeless persons (i.e. substance abusers, mentally-ill, unemployed) instead of housing multiple types of homeless individuals together as each person has special needs and requirements. It is only through more ardent liberal approaches that we will eventually work to eradicate vagrancy.

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References

Marx, K. (2004). Class conflict and law. In J. Jacoby (Ed.), Classics of criminology

?(pp.124-130). Illinois: Waveland Press, Inc.

Meanwell, E. (2012). Experiencing homelessness: A review of recent literature.

Sociology Compass, 6 (1), 72-85.

Wolch, J.R., Dear, M., & Akita, A. (1988). Explaining homelessness. Journal of the

American Planning Association, 54 (4), 443-453.

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Source: http://thesocietypages.org/sociologylens/2012/02/27/exploring-homelessness-causation-and-measures-of-eradication-2/

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Jennifer Lopez's Stylist Explains Oscars Wardrobe Malfunction

'There's no chance that there were any ... slips,' Mariel Haenn tells MTV News.
By Jocelyn Vena


Jennifer Lopez and Cameron Diaz at the 2012 Oscars
Photo: Kevin Winter/ Getty Images

Jennifer Lopez is experienced when it comes to looking sexy at an awards show. Who could forget that low-cut, emerald-green Versace dress she wore to the Grammy Awards in 2000?

The actress/ singer/ "American Idol" judge recalled that infamous look on Sunday night when Lopez hit the stage as a presenter at the Oscars and left some fans and viewers wondering whether an unintended part of Lopez's anatomy had slipped out from her dress.

Well, her stylist, Mariel Haenn, tells MTV News in a statement that what you actually saw was a lot of nothing. "The Oscar dress was custom-made for Jennifer by designer Zuhair Murad. The dress fit perfectly to her every inch," Haenn explained. "There were cups built in and there's no chance that there were any how do you say? 'Slips.' While the dress did give the illusion of sheerness, jokes on everyone who wishes they saw something!"

The sparkling gown dazzled on the stage when Lopez stood alongside her "What to Expect When You're Expecting" co-star, the Gucci-clad Cameron Diaz; the two were presenting the Oscar for Best Costume Design and Best Makeup. Regardless of whether anything did end up slipping out, Haeenn promises that if you liked Sunday's costume design for Ms. Lopez, then stay tuned: She's got more sexiness up her sleeve. Haenn said, "If you thought that dress was hot wait until you see what's next."

The possible nip-slip moment was so hotly debated on Twitter by celebrities and fans that Lopez's body part even got its own Twitter account. And as you might imagine, the handle is not subtle, simply going by JLos Nipple. The Twitter account seems to have a sense of humor, with jokes like, "I have no regrets. ... I have been confined for years and have never been given a chance to be heard. #nipslips." Another tweet reads, "For people that don't have HD ... I understand why you aren't following me. For everyone else ... you're welcome."

The MTV Movies team has the 2012 Oscars covered! Keep it locked at MTV.com for updates on the night's big winners and the best red-carpet fashion.

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Source: http://www.mtv.com/news/articles/1680005/jennifer-lopez-oscars-wardrobe-malfunction.jhtml

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Study Concerning Bodybuilding Supplements Before Deciding upon ...

Sports stars as well as common folks have been doing bodybuilding since the recent years. Day by day a growing number of individuals do bodybuilding since they understand the countless well-being advantages of resistance training and exercise. Therefore, what was once looked into a recreation became an enormous sporting sector with financial ventures not just in sporting devices however in bodybuilding supplements too.

It is believed that bodybuilding supplements can help advertise muscle growth. This notion has led numerous athletes stack themselves up with bodybuilding supplements, protein beverages, and vitamins merely to gain that advantage that would catapult them to popularity, money, and glory. Even so, fact is still that many of these bodybuilding supplements are not clinically proven and several are not proven however to supply great results.

The majority of bodybuilding supplements consist of elements which occur naturally within the body. That is why taking bodybuilding supplements is thought about safer since youll discover only some side effects in using them. The most widespread unwanted effects are upset stomach and diarrhea. Many unwanted side effects vanish entirely in just a few weeks. Youll find some supplements which have more severe side effects, but most supplements do not.

Protein is known as an essential nutrient should you wish to establish muscles. Protein is recommended particularly for bodybuilders since it is needed to build up and repair muscles. You can acquire much more protein in your daily diet in numerous means. Whey protein is among the means you can supplement protein in your diet. Whey protein can be added into some other foods for example beverages and smoothies. Your own body will absorb it swiftly. Other types of protein supplementation include utilizing egg whites, the milk protein casein, or soy protein. Although many if not most everyone is would always getting their protein through meat, meat isnt a superb protein source in this instance, since it is so high in fat. Regardless of this fact, protein is still thought of given that the best bodybuilding supplements you can consider to achieve your goal. You simply have to get protein powder from sources that could be easily used by the system and low in fat.

Bodybuilding supplements as food booster trigger the muscle development through tension. Since it is beneficial in achieving effective lean muscles, bodybuilding supplements are essential element of a bodybuilders diet. There are various corporations featuring different types of supplements; however you have to make certain you choose the one that is appropriate for your needs and goals. Its worthy to remember that adverse reactions are inevitable and several of these supplements may have one or more negative effects. It hence pays to be vigilant in deciding on a particular supplement.

Bodybuilding supplement is a huge company and consumers ought to grasp this. Bodybuilding supplements are crafted to aid bodybuilders boost their lean muscle and decrease their fat percentage, but there may be much marketing build up involved, sadly. Advertisements ought to be considered with a bit of criticism and people shouldnt consider everything it expresses. Dont forget that your well-being comes initial, so simply choose bodybuilding supplements that are useful not simply in building muscles nonetheless furthermore in your overall wellbeing. It is perfect to avoid any complications later by talking to your doctor or wellness expert when it comes to the use of these supplements.

Source: http://hotpress.in/?p=36270

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Tuesday, February 28, 2012

Join me for the IRMI Cyber & Privacy Risk Conference. ? Corporate ...

IRMI Cyber & Privacy Risk Conference.? Mark your calendar to join us in Baltimore, MD on May 16-17, 2012.

Noted cybersecurity, homeland and national security expert Richard A. Clarke will deliver the keynote address.

Discussing the last IRMI Cyber & Privacy Risk Conference, IRMI notes:

This past July in San Francisco, 100 risk managers, underwriters, agents and brokers attended the first IRMI Cyber & Privacy Risk Conference.

These industry thought leaders came away with a greatly improved understanding of how to identify, contractually transfer, and insure liability risks arising from the use of technology and the Internet in business. Many networking opportunities were provided to build relationships with leaders in cyber and privacy risk management and insurance.

My session will be:

Wednesday, May 16, 10:45 a.m. ? 12:15 p.m.

The Cyber Risk Regulatory and Legal HorizonAs the web of laws and regulatory requirements increases, managing the risks of cyber security becomes even more challenging. On top of the multitude of state laws, the SEC recently released reporting requirements and Congress is set to take up a number of bills during 2012. This workshop will provide an overview the range of laws and regulations in place and explore the new legislative developments affecting cyber insurance and risks, as well as the reporting requirements issued recently by the SEC.

Panelists:

  • Scott N. Godes, Counsel in the Insurance Coverage Practice, Dickstein Shapiro LLP
  • Jacob Olcott, Principal, Cybersecurity, Good Harbor Consulting, LLC
  • Tim Stapleton, Assistant Vice President and Professional Liability Product Manager, Zurich North America
  • Other Panelists To Be Announced

Interested in attending?? Then head on over to the RIMS 2012 website to register.

Disclaimer:

This blog is for informational purposes only. This may be considered attorney advertising in some states. The opinions on this blog do not necessarily reflect those of the author?s law firm and/or the author?s past and/or present clients. By reading it, no attorney-client relationship is formed. If you want legal advice, please retain an attorney licensed in your jurisdiction. The opinions expressed here belong only the individual contributor(s). ? All rights reserved. 2012.

Note: ?as a speaker at the conference, I will not be charged a fee related to the conference.

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Source: http://corporateinsuranceblog.com/2012/02/28/join-me-for-the-irmi-cyber-privacy-risk-conference/

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Coffee Maker Accessories | Jeff's Blog For Food and Drink

February 27, 2012 / admin

With coffee maker accessories, coffee now tastes so good and now so easy to brew. Once you have these accessories, your breaks will never be the same. They are a must-have and careful thought should be exercised before you buy these. You are going live with these, for the love of coffee.
Coffee Cup
A coffee cup is the basic of all maker accessories. It is your signature. Whatever design and make, there is no limit to your choices. These can be bought in several stores and in specialty gift shops. Size may vary and you can have one big cup or mug or a teeny-weeny cup just for the style of it.
Scoop
To help you make a tantalizing cup of coffee cheap five fingers shoes , you need the coffee scoop. For consistent quality and flavor cheap ray ban sunglasses , the exact measurement for a pot of coffee demands an accurate amount for a brew. Ditch that teaspoon now.
Grinder
Coffee beans for a brew have to be ground well enough. Avoid the temptation of using just any grinder. A nut grinder should not be used for coffee beans. Think convenience and flavor. An exclusive grinder for beans is your grinder. There is some science connected to coffee beans and grinders. Well, nuts are different from beans; hence you must get the right grinder that gives the perfect grounded consistency for a brew.
Filter
You can?t enjoy a cup of coffee loaded with bits of beans. That?s why you need a gold filter. Apart from sieving ground beans, the filter does the important job of allowing essential oils to pass through to make that perfect coffee taste you love. Inferior filters trap the oils and you miss the magic taste of coffee.
Bean Roaster
Coffee maker accessories enhance your experience. This explains why you dote on expensive shops. You cannot have enough of their coffee. Gourmet coffee? The secret is using your exclusive coffee bean roaster.
Having your own roaster makes a great coffee-maker out of you. With a first-rate roaster, you get uniform roasted bean color, whether you select light or dark. It becomes easy and takes only 20 minutes to roast a batch of your favorite beans. This smart investment will cut the cost of your expense on store-bought roasted coffee beans.
Frothing Pitcher
For that rich creamy taste of latte, add a milk-frother to your accessories. A frothing pitcher makes good company for someone who drinks a lot of latte in a day.
Coffee Maker Cleaner
For that super-tasting coffee, cup after cup after cup vibram five fingers shoes , you have to clean your coffee regularly. Preparing your coffee is a ritual, drinking a cup of your brew is a joy, but cleaning your maker can be a tedious task. Follow the instructions carefully when you are using a tablet form of maker cleaner.
Know more about maker accessories and start making your own favorite brew ? be it latte or stylized cappuccino! Quality accessories for your coffee maker will definitely level up your experience right at home, where the heart is.

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Source: http://baklava-ibiza.com/coffee-maker-accessories/

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Monday, February 27, 2012

ZTE Mimosa X hands-on

ZTE's oddly named -- like most of its sets, honestly -- Mimosa X doesn't bring to mind bubbly champagne breakfast drinks, but it does have a glossy display and Android 4. Packing niceties such as a Tegra2 1.2Ghz processor, 4.3 qHD 960 x 540 display, 8-megapixel camera with 1080p vid recording capability, and HD voice it seems a pretty well aligned device as far as specs go. We immediately noticed that the housing quality is a little weak -- specifically the handset's textured rear -- though, we're hopeful that will be reflected in its sticker price. Speaking of pricing, nothing was mentioned, though we can look to this to land sometime in Q2.

ZTE Mimosa X hands-on originally appeared on Engadget on Mon, 27 Feb 2012 07:58:00 EDT. Please see our terms for use of feeds.

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Source: http://www.engadget.com/2012/02/27/zte-mimosa-x-hands-on/

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Sunday, February 26, 2012

androids: Malware apps spread through Facebook to bypass Bouncer http://t.co/49kBaUOn #android

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Malware apps spread through Facebook to bypass Bouncer androids.ac/7pu #android androids

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Source: http://twitter.com/androids/statuses/173222937288122368

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Why You Will Need Security For Your Business

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By: Cori N.

If you are an owner of a business or someone who is planning to venture into one should take into account one of the most important factor when it comes to operating a business. And that is the matter of security. Every business owner should take into consideration the importance of a secured business. And yet, there are those who neglects this particular issue, especially with small to medium businesses, thinking that their business is not that big enough to be viable targets. But such notion could put your very business into jeopardy. As we all know, putting up a business takes a lot of time and resources, so it is only natural that you should take the necessary steps to protect your business. So whether you have a small or large business, security is an issue that should be addressed immediately.

One of the most important resource for any business organization is information. Information enables the business to grow and is absolutely necessary for its success. As a business owner, it is vital that you protect such information. A security breach in your business cannot be taken lightly as it can cause lethal consequences and irreparable damage. Loss of important information such as credit card numbers will have negative effects on your competitiveness and to the operation of the business itself. Information thieves are getting more ingenious as time goes by as they are becoming more capable of launching mass attacks in multiple systems in order to steal information.

Fortunately there are security measures that you can utilize so you can effectively protect your business from security threats. First things first, you need to safeguard your connection to the internet. Skilled hackers can use the internet as a backdoor in order to gain access to your business' critical information such as financial and intellectual properties. With regards to this, it is a must that you should always enable a firewall in all of your computers. This will cut off any connection to computers outside your business. Also make sure that you implement a network filters and only allow websites that are necessary for the operation of the business.

But what about the physical aspect of your business? Robberies and break-ins are a daily occurrence and your business presents a valid target to them. One recommended way to boost the security feature of your business is to provide it with proper lighting. Bright lights across your office including your parking lots will make it less attractive of a target to burglars. You can also seek the assistance of security companies since they can install burglar alarm systems that would make it more difficult for intruders to break in. Also employing the service of security personnel such as guards comes highly recommended.

The key to business security is all about being vigilant. Take advance precautionary steps in order to decrease the possibility of a security breach. It may seem like it takes too much effort to address the matters of business security at first, but as you go along, you will eventually realize that it is all worth it.

Author Resource:->??Cori N. Baker enjoys writing for http://Beststungun.com which sells spy gear and pepper spray as well as a host of additional products. http://www.beststungun.com/spy-surveillance.html http://www.beststungun.com/mace-pepper-spray-keychain.html

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Source: http://www.world-class-articles.com/Art/475606/24/Why-You-Will-Need-Security-For-Your-Business.html

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Saturday, February 25, 2012

themanitoban: A @umbisons football player is in the feb 27 edition of Sports Illustrated http://t.co/zYWwSfBV

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Invest in Silver Versus Invest in Gold | texansfortierone.com

Some people might tell you that to invest in silver is a complete waste of money, they would probably tell you that silver are way too cheap and that gold is definitely the only way to really make sure that you have a solid investment. If you look at the average yearly price of silver versus that of gold, then you might agree; silver traded at an average price of USD35.12 while gold traded at USD1572.00 per troy ounce. This is a very clear indication though that not everyone would be able to invest in gold, you would need a lot of money in order to make a worthy investment. On the other hand, to invest in silver is within more people?s reach and silver has shown some growth over the past years, in 2010 it traded at approx. USD20.0 per troy ounce, an almost USD15.00 per troy ounce growth.

Source: http://www.texansfortierone.com/business-finance/investing/invest-in-silver-versus-invest-in-gold

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Friday, February 24, 2012

Choosing Advice Of Criminal Law Attorneys | website

A synopsis regarding intercontinental criminal law and criminal defense lawyers is presented in this article. When you read forward, it?s important to understand or know that all content material published in this write-up is actually inexact, imprecise and might be verified incorrect under the court. It is advisable that you discuss professionally together with your felony attorney to fix your legal concerns if you would like legitimate advice.

Criminal Law Features

The association of the country and its members will be managed by felony laws. The defiance in any kind of of the group of laws and regulations being provided is called a criminal offense. Felony law codes or penal codes are set of policies made by the united states senate along with the congress to rule the behavior of its constituents. This is the type of law that?s stringently being imposed in all countries.

Defending the protection under the law of suspected felons will be the specialty area of the felony law firm. Felony Defense lawyers will have the intent to establish that their valued clientele are innocent. The verdict of a felony court case is strongly determined by the level of expertise of the felony Defense legal professional. Criminal lawyers are the type of lawyers that will be constantly branded as ?immoral? simply because they have a duty to shield the liberties of a believed lawbreaker.

Criminal Attorney Features

When the law is breached, it is mandatory that you seek the advice of a Texas criminal law attorney for your issue, specifically for your Defense. It?s easy to select one employing an lawyer directory. Never tell all the details to the police directly. The criminal Defense lawyers and the prosecutor lawyers are the two opposing attorneys that we all see in the court of law. Never fail to select the lawyer who is an authority in your current difficulty because they definitely will function as a big ingredient in determining if justice which is being carried out or not.

Dont be ignorant about your rights. Being the suspect does not mean being manipulated by others. Innocence of every suspect is always presumed not unless hearing under the court of law has occurred. Always call Defense lawyers immediately if such needs arise.

Trimming down so as removing completely criminal charges against a person is the specialization of Illinois criminal law attorney. They meet and address questions to anyone that may be related to your case including the police and other witnesses. Eliciting the positive response of witnesses to testify for the suspect is also a work related duty of a criminal Defense lawyer. Justice and equality of rights such as the right to fair trial are the principles that these lawyers are fighting for. Preparing the suspect in the court of law is one of the numerous objectives of a Defense lawyer.

Criminal Law Attorneys operating in the U.S.A.

An instance of a violation of international code is when a person does tremendous harm to other countries just like what Adolf Hitler, Osama bin Laden and other international criminals. All forms of terrorism that may enlarge to a war is the main objective to be prevented by international law codes. A number of the valuable agreements being carried out in international law include the protection of international staff coming from one country to some other along with the prevention of other infractions involving international law.

Source: http://vincentbrier.com/uncategorized/choosing-advice-of-criminal-law-attorneys/

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Thursday, February 23, 2012

Widespread shootings, bombings kill 55 across Iraq (AP)

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Residents carry the coffin of a victim who was killed in a bomb attack during a funeral in Najaf, 160 km (100 miles) south of Baghdad, February 23, 2012.  REUTERS/Ali Abu Shish (IRAQ - Tags: CONFLICT)AP - Bombs and deadly shootings relentlessly pounded Iraqis on Thursday, killing at least 55 people and wounding more than 225 in a widespread wave of violence the government called a "frantic attempt" by insurgents to prove the country will never be stable.


Source: http://us.rd.yahoo.com/dailynews/rss/world/*http%3A//news.yahoo.com/s/ap/20120223/ap_on_re_mi_ea/ml_iraq

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Pilar Sanders Files $200 Million Lawsuit, Claims Estranged Husband Made Her a Gold Digger


Pilar Sanders and retired football legend Deion Sanders and engaged in an epic divorce battle, and the former just upped the antagonistic ante. BIG TIME.

According to documents obtained by TMZ, Pilar is suing Deion - for $200 million. The lawsuit stems from the Twitter rant of Deion's daughter (from another relationship) Deiondra, in which the teenager accused Pilar of cheating on her father and referred to her as a "gold diggin hoe."

In these court papers, Pilar effectively responds with: Oh yeah? Well you made me that way!

Pilar Sanders and Deion Sanders

Pilar's attorney writes that his client believes Deiondra and Deion have been going after her with various "emotional weapons" for years... including "dominance, humiliation, isolation, threats, intimidation, denial and blame."

The suit reads: "[Deion and Deiondra] even persuaded [Pilar] that she was and is worthless, a 'gold diggin' ho, and that no one else would want her."

Moreover, Pilar makes the assertion that father and daughter would scatter various weapons around the house and would try to scare her away by "hurting pets." No details regarding this accusation are provided.

With divorce proceedings underway between the pair, Pilar is demanding $50 million in actual damages and $150 million in punitive damages.

[Photos: WENN.com]

Source: http://www.thehollywoodgossip.com/2012/02/pilar-sanders-files-200-million-lawsuit-claims-estranged-husband/

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Wednesday, February 22, 2012

Take The Mystery Out of Personal Finance | wafful.org

The article is written by Donald M. Domingues.

Anyone who has had to pay bills knows the importance of getting their personal finances with each other. Since they don?t spend much time on personal financial in school, it?s important for just about any adult to find a system of dealing with their money that works. Here are some helpful tips for keeping personal finances in check. If you have multiple credit cards, get rid of all but one. The more cards you have, the harder it really is to stay along with paying them back again. Also, the more credit cards you have, the easier it really is to spend a lot more than you?re earning, getting yourself stuck in a hole of financial debt.

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A vital step in getting your personal finances to be able is to make a budget. If you do not like that term, call it a spending plan. Whatever you call it, make sure you get it done. You cannot make progress towards better controlling your finances should you not have a manage on where your money is coming through and where it really is going.

Buying used can save you a lot of cash. Cars for example, lose up to 20% of the purchase price, just by signing on the dotted line and driving off the lot in it. Let someone else manage that depreciation by buying a car that is a couple of years old. You will still have a very low mileage warrantied car, but without the hit for your equity.

When it comes to finances probably the most intelligent things to perform is avoid credit card debt. Only spend the cash if you actually have it. The typical ten percent interest rates on a credit card can cause charges to add up very rapidly. If you find yourself already in financial debt, it is prudent to pay for early and often overpay.

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As tempting as it can be to invest in a credit repair program, spend some time online to discover one that is actually free. They are all around the web and often times cover the same steps for credit score repair as the ones that you pay with regard to do. Save yourself some money by looking for the ones that will not cost you.

Have a plan for dealing with debt collectors and follow it. Do not do a war of words having a collection agent. Simply ask these to send you written information regarding your bill and you may research it and get back to them. Research the sculpture of limitations inside your state for collections. You may be getting pushed to pay for something you are no longer liable for.

Carry at least ten dollars in cash or perhaps a debit card. The Dodd-Frank Wall Street Reform as well as Consumer Protection Take action lets merchants set a minimum amount for credit card transactions. The minimum amount cannot be more than ten dollars and does not apply in order to debit cards. Previously, some merchants inflicted minimums in violation of credit card agreements.

Always consider a used car before buying new. Pay cash when possible, to avoid financing. A car will depreciate the moment you drive it off the lot. Should your funds change and you need to sell it, you might discover it?s worth less than you owe. This can quickly lead to financial failure in case you are not careful.

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If you (or your spouse) has earned any type of income, you are permitted be contributing to an IRA (Person Retirement Account), and you have to be doing this right now. This is a great way to supplement any kind of retirement plan which has limits in terms of investing.

Venomous snakes could be a profitable although dangerous way to earn money for your personal finances. The venom can be milked from the actual snakes repeatedly and then sold, to be converted to anti-venom. The snakes may be bred for valuable babies you could keep, in order to create more venom or sell to others, who may want to earn money from snakes.Learning to deal with personal finances effectively is a skill that can be used throughout life. These tips can help anyone on their pursuit of a stable monetary life. Getting personal finances in check can be good for one?s credit and one?s capability to make purchases, and doing so could make life better overall. .

Source: http://wafful.org/?p=97

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The Best Cover Letter Creator

Cover letters are the "You had me at hello," of job hunting. Your own resume cover letters can help to make employers write or contact you immediately to schedule an interview or neglect you quicker than a sleazy pick-up line. Cover letters should be written in general business letter design and printed on good quality bond document that matches the resume paper and envelopes. A one-page resume cover letter is sufficient for just about any job. Observe information below regarding content of individual grammatical construction.In writing the actual letters, prevent appearing also familiar, overbearing, amusing or cute. Avoid starting too many sentences or summary sentences with "I"' if possible. Keep content short also to the point. The whole letter should be one web page composed of 3 to 5 paragraphs. Bear in mind, your resume will fill in details.When writing a cover letter, bring up real-world samples of just how you have done something constructive in relation to the part you're applying for. For instance, if you are applying for a marketing position, and you used to conduct marketing and advertising for a restaurant, speak about how you were able to bring in much more customers during non-busy evenings, and just how you were in a position to create special deals that elevated the normal amount of money invested in every bill, etc. If you are obtaining a position within your current market, having related examples will be even more crucial (e.gary. "I was able to boost trial downloading by Times amount" or "increase site traffic by By amount of visitors").A great cover letter should not sound like a re-hash of your resume. It should pull shows from your continue and link it softly with the job description. Think it over a bridge between your cv and the position you're looking for. A good job cover letter should be held brief yet at the same time, it will also be able to supply the whole ideas and emails that the candidate wishes to deliver. A long and also lengthy resume cover letter can make your reader confused at first sight plus they may not read it thoroughly as it might take a considerable time which the staff may don't like. cover letter for resume

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Source: http://wikiblog.wccards.k12.mo.us/groups/nutritionwebsitefun/weblog/38265/

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Tuesday, February 21, 2012

Christchurch still 'safe haven' for quake survivor

WELLINGTON, New Zealand (AP) ? Jane Taylor was managing a women's clothing store in downtown Christchurch a year ago when the earthquake struck. She was dug from the rubble within minutes with horrific injuries ? her vertebrae were crushed, her skull was fractured and her pelvis smashed.

Like Taylor, many survivors of the Feb. 22 earthquake continue to feel the emotional and physical pain from the tragedy that left 185 people dead in New Zealand's worst natural disaster in 80 years. Yet they are also rediscovering what it means to be part of a family and a community, and life is settling into familiar rhythms.

Taylor was in the hospital for three months, at first in an induced coma. But the 54-year-old says that in the months since, she has found strength from those around her, and has never considered leaving Christchurch.

"It's our place of love," she told The Associated Press. "We've been privileged to get know fellow survivors, and each of us is inspired every day by each other."

In many ways, the city remains a mess, a testament of the fury unleashed by the magnitude-6.1 temblor. The business district is a giant construction site. Thousands of homeowners have been told to leave their land after the government deemed entire neighborhoods too unstable to repopulate. And significant aftershocks jolt people's confidence.

Yet, when Statistics New Zealand measured the population of Christchurch four months after the earthquake, it found it had declined by just 2.4 percent, down to 368,000.

Recalling that day, Taylor explained how she was in the store in the Cashel Street Mall when she felt a violent shaking and began running.

"The verandah upstairs basically landed on me," she said. "Big blocks of concrete. I was bent over like a staple, my bum on the ground and my head on my feet."

Two men dug her out from the rubble and moved her to a bench, but there was chaos all around and no way for an emergency vehicle to reach her.

"It was pretty shocking," she said. "There was debris falling, dust filling my mouth and nostrils, people screaming."

Taylor sat there for an hour, held upright at first by a friend and then by her husband, before a police car could get close and take her away.

After three months in the hospital and another three in physical therapy, she was able to walk unaided thanks to a titanium cage that doctors inserted to support her spine. These days, she has weakness in her pelvis and chronic pain but said she's proud of her recovery and full mobility.

Despite the continuing aftershocks, she said she considers Christchurch her "safe haven" thanks to her family and friends. She said she believes she developed the emotional strength to handle her injuries after her 18-year-old son Alex was killed by a drunk driver four years ago.

"Your priorities change after something like that, and you realize that it's your family and being together that's so important," Taylor said, adding that she and her husband, Shaun, "developed a closeness and a strength as a couple after that."

For others, there remains the lingering question: Why did I survive when so many others died?

Emily Cooper, 23, was a reporter on assignment at a local park when the quake struck. The Canterbury Television (CTV) building where she worked collapsed in the quake, accounting for a majority of the deaths from the quake ? 115. Among them were two people she considered close friends ? Rhys Brookbanks, 25, whom Cooper had known since journalism school, and Sam Gibb, 27, her producer at CTV.

"The guilt wasn't something that lasted just a few days after the quake. It lasted months and has never really gone away," Cooper said. "It's changed from guilt to confusion. I will never really understand why. I can't help but think, why me?"

Cooper has since left CTV and now works for a radio station. However, she said she feels compelled to stay in Christchurch and keep reporting the stories of the people there who are struggling to rebuild their lives.

One pair whose image resonated with people around the world that day are Kent and Elizabeth Manning, teenagers whose photo was captured at the moment an officer told them there was no hope of finding more survivors in the collapsed CTV building, where their mother, Donna Manning, was killed.

The teen's uncle, Maurice Gardiner, said that a year later, they are healing.

"Both Elizabeth and Kent have good days and bad days, as we all do, but they are getting on with their lives," he said. "Kent is back at high school and Lizzy is at work."

Gardiner said he was "very, very proud" of how the teens had coped with all the issues they faced after their mother's death, from figuring out where they would live (Manning was a single mother) to arranging memorials.

On the anniversary of the quake Wednesday, Gardiner said, the teens plan to bury their mother's ashes at a local cemetery. That, he said, may help bring some closure.

"One of the things that has come out of all this is that people spend a lot more time with each other," Gardiner said. "Not only with our family, but throughout the city. As we put things back together, we are very much looking after each other, caring for each other."

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2012-02-20-AS-New-Zealand-Earthquake-Survivors/id-b03b1876efd147ab855531f4ea80e657

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Fears of Alabama's immigration law ease and some of those who ...

BIRMINGHAM, Alabama ? Ana Jimenez and her husband were so terrified of being sent back to their native Mexico when Alabama's tough crackdown on illegal immigrants took effect that they fled more than 2,000 miles to Los Angeles, cramming into a two-bedroom apartment with more than 20 other relatives.

Now they are among the families coming back to cities like Birmingham, as the mass deportations never materialized and courts blocked parts of the law. No one knows how many people initially left the state, so it's impossible to say how many have returned. But some illegal immigrants are trickling back, unable to find work elsewhere and missing the place that had been home for years.

Of 18 Hispanic immigrants interviewed by The Associated Press in the Birmingham area, six said they had friends or relatives who had returned to Alabama after fleeing because of the law.

As for Jimenez, she left Birmingham with her husband, father and brother three days after the law took effect. Now, all except her brother are back. Jimenez said through a translator that not much had changed, though she can't reclaim her job at a McDonald's restaurant because managers are checking citizenship papers.

"Everything is the same. I just can't work now," Jimenez said through a translator. She said the family is living off the income of her husband, who installs carpet and flooring.

The Obama administration, immigrant groups and others sued over Alabama's law, and the 11th U.S. Circuit Court of Appeals is set to consider arguments about it on March 1. The U.S. Supreme Court will hear oral arguments a month later over Arizona's crackdown on illegal immigration, which isn't considered as strict as Alabama's.

Republicans who supported the crackdown had said they hoped the tough provisions ? which made it difficult if not impossible to legally find work and housing, among other things ? would force people to "self-deport" and move out of the state.

Among those who self-deported were Verenece Flores and her husband. They sold their home in metro Birmingham and moved with their three young children to Chicago. But the couple, originally from Mexico and living in the U.S. without legal documents, also could not find work, and relatives told them people weren't being deported after traffic stops as some had feared.

The family is staying with relatives and doesn't have their own place, and Flores remains "a little scared" of the law. But she said she was happy to be back. Flores had lived here for 15 years before the short move to Chicago, and her children are happier and her husband is back working construction jobs.

"I missed everything about it ? friends, family, the weather," Flores said. She knows two more families that left Alabama for Washington state only to return.

Estela Fuentes said friends of hers moved to Atlanta because the law required that public schools verify the citizenship status of students, yet they returned late last month after learning courts had put that section of the law on hold. The family was sad throughout its exile to Georgia, she said through a translator.

"One of their daughters cried and cried because she had no friends over there," said Fuentes, who is originally from El Salvador.

And while there are families returning, some officials say they haven't heard anything to suggest the numbers are huge. Zayne Smith, an immigration attorney with the nonprofit Alabama Appleseed legal center in Montgomery, said she had been hearing that some people wanted to wait until after the 11th Circuit considers the case in March.

State agriculture officials who say the new law led to a chronic shortage in agricultural labor said they haven't seen evidence of large numbers of immigrants returning to the state. Many immigrants worked in the state's poultry processing plants or out in tomato fields, planting and harvesting crops.

Gwen Ferreti, a researcher and activist in the Hispanic community, said some immigrants remain wary but are coming back because of their deep ties to the state.

"The initial fear about the law was that people would literally being rounded up or you'd be stopped just for being Hispanic," said Ferreti, an anthropologist from the University of Texas who is living in Tuscaloosa, about 60 miles southwest of Birmingham, for her studies. "That has not happened, but people are aware that racial profiling is going on if you are Hispanic. They are still uneasy." ? ?? ????

This report was written by Jay Reeves of The Associated Press.

Source: http://blog.al.com/wire/2012/02/fears_of_alabamas_immigration.html

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Monday, February 20, 2012

Jefferson County, Ala., Falls Off the Bankruptcy Cliff | G7Finance ...


David Bundy for The New York Times

Birmingham, above, has been struggling in recent years and its county, Jefferson, is grappling with the realities of bankruptcy.

ONE county jail here is so crowded that some inmates sleep on the floor, while the other county jail, a few miles down the road, sits empty.

There is no money for the second one anymore.

The county roads here need paving, and the tax collector needs help.

There is no money for them, either.

There is no money for a lot of things around here, not since Jefferson County, population 658,000, went bankrupt last fall. There is no money for holiday D.U.I. checkpoints, litter patrols or overtime pay at the courthouse. None for crews to pull weeds or pick up road kill ? not even when, as happened recently, an unlucky cow was hit near the town of Wylam.

?We don?t do that any more,? E. Wayne Sullivan, director of the roads and transportation department, said of such roadside cleanup.

This is life today in Jefferson County ? Bankrupt, U.S.A. For all the talk in Washington about taxes and deficits, here is a place where government finances, and government itself, have simply broken down. The county, which includes the city of Birmingham, is drowning under $4 billion in debt, the legacy of a big sewer project and corrupt financial dealings that sent 17 people to prison.

If you want to take a broad view, the trouble really began with the Constitutional Convention of the State of Alabama in 1901. The document that emerged there ? written to empower business interests and disenfranchise African-Americans and poor whites ? gives towns and counties little authority over local issues. Local taxing power rests with the state, though state lawmakers are loath to wield it today, in an age of anti-tax populism. Last summer, the Supreme Court of Alabama struck down a tax that was a crucial source of revenue for Jefferson County, finally pushing the county over the brink.

Officials here have only begun to grapple with the implications of life under Chapter 9 of the federal bankruptcy code, a municipal form of debt adjustment, rather than reorganization or liquidation. Until now, the most famous example was Orange County, Calif., which filed for Chapter 9 in 1994, after risky investments went horribly wrong. Many local governments are struggling to pay their bills these days, but hardly any have filed for bankruptcy. Notable exceptions include Harrisburg, the capital of Pennsylvania, Vallejo, Calif., and Central Falls, R.I.

?This is really a journey without a road map,? said John S. Young, the civil engineer who was appointed by an Alabama court to figure out how to fix Jefferson County?s sewer system. Today he is that project?s official receiver in name only: a federal bankruptcy court has suspended his powers, ruling that the federal bankruptcy law trumps state laws that protect bondholders.

Ordinary citizens can?t do much at this point. Jefferson County has even canceled municipal elections scheduled for this August. It seems that there?s no money for voting booths, either.

IN late 2010, a Wall Street analyst, Meredith Whitney, caused a stir during an appearance on ?60 Minutes.? The $4 trillion market for municipal bonds, Ms. Whitney said, was headed for trouble. Within 12 months, 50 to 100 sizable defaults, possibly more, would rattle the market, she predicted.

The reaction was stunning. In a blink, billions of dollars flew out of the muni market. Mutual funds that specialized in such bonds were hit especially hard.

Ms. Whitney?s prediction hasn?t come to pass, and the muni market ? usually a dull-as-dishwater corner of Wall Street ? has since recovered.

Many muni experts called Ms. Whitney an alarmist, but she clearly touched a nerve. States, counties, cities and towns issue many billions of dollars worth of new munis every year, and those bonds pay for all sorts of things. Government bodies nationwide can borrow those billions at a low cost because munis are traditionally considered among the most conservative of investments. Without quick and easy access to this market, local government as we know it would fall apart.

That?s why the developments in Jefferson County are so unnerving. About 300 municipalities nationwide are in default on their debt, but most of them are so tiny that they draw little attention. What is more, after New York City ran into financial trouble in the ?70s, and Cleveland fell into a hole in the ?80s, the federal bankruptcy code was changed to ensure that certain types of muni bonds would keep paying interest and principal even if the issuing government authority sought bankruptcy.

Yet Chapter 9 bankruptcies have been so rare, and Chapter 9?s involving lots of bonded debt rarer still, that there is almost no legal precedent for what is happening in Jefferson County. Its lawyers are negotiating with roughly 4,000 creditors, from suppliers to hedge funds. The federal bankruptcy judge in the case is exerting enormous influence. By the time this is over, the lines between state and federal power may be redrawn when it comes to who, if anyone, can force a community to make good on its promises.

?It could set a precedent for the whole market,? said Matt Fabian, a managing director at Municipal Market Advisors, a research firm.

Kyle Whitmire contributed reporting from Birmingham.

Incoming search terms:

Source: http://g7finance.com/g7finance-news/jefferson-county-ala-falls-off-the-bankruptcy-cliff/

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British fugitive lived inconspicuous life in US (AP)

[unable to retrieve full-text content]AP - On the surface, Edward Maher and his wife appeared to enjoy a comfortable middle-class life. They had homes in quiet neighborhoods, drove late-model cars and took occasional weekend trips. They raised two sons.

Source: http://us.rd.yahoo.com/dailynews/rss/us/*http%3A//news.yahoo.com/s/ap/20120219/ap_on_re_us/us_british_fugitive_arrested

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Sunday, February 19, 2012

What Spokane Retirement Community Is Right For You? ? Font ...

Did you know there exists multiple Spokane retirement group on the market? Because of this you have possibilities to help you get the one which serves your way of life along with your design of residing. A number of tend to be more deluxe than others consequently based on the amount of money you have to commit, you?ll find a new Spokane pension neighborhood that?s good for you.

When the time comes for you to taking a look at the Spokane retirement living local community, you should consider exactly how productive you are. Several towns possess courses, tennis courts and much more. If you steer a dynamic life style, this is often proper among your interests. Should you be older or don?t participate in most of these sporting activities, nonetheless, it might be an amount that you might want to stay away from.

You don?t need to accept a new Spokane retirement group. There are numerous them on the market so that you can find one which you like. If you aren?t a great deal of prepare food, then you definitely need to find a Spokane old age neighborhood which has dinner facilities. In relation to your actual age, regardless of whether you need served living or otherwise not plus much more, you may want to discover a neighborhood the location where the dining services are usually which include within your monthly residing expenses.

Should you have a great deal of family coming to pay a visit to you, you will discover the Spokane pension neighborhood providing you with an individual with just right property to accommodate your friends and relatives. It?s quite normal to find a Spokane pension local community which includes single homes using about three as well as several master bedrooms. By doing this you?ll be able to have a new guest area for enjoyable friends and family that can come to go to anyone.

There?s pointless to pay cash a great deal of place if that?s not necessarily things you need, nonetheless. When you need some thing smaller, you will discover a new Spokane pension local community which you could get a condo, townhome as well also smaller sized based on the kinds of services that you want in order to live within.

Growing old may also imply that you will need an a bit more the help of time to time. In case you?re previous your current productive life-style, you might want to locate a Spokane retirement living neighborhood that offers anyone a lot more choices. Including a good served existing section and maybe even an attention center. In this way it is possible to get every one of the help you need from a specialist personnel of property wellbeing aides.

Shopping for a Spokane retirement local community is focused on selections. Whether you?re active or perhaps need assistance each day, there is a group that is certainly best for you. Each and every community is a bit distinct so that you are looking for the one which will get together all your existing needs. When you can locate one that may satisfy your current potential needs, also, after that that?s best of all.

Just what the important things to realize is basically that you have sufficient alternatives for a Spokane old age group. In the event you don?t discover the fashion you?re searching for straight away, preserve searching. There exists one that?s great for you, regardless of whether it will require that you simply little while to get this. As a result look for a Spokane pension neighborhood which includes precisely what you desire.

Spokane Retirement Community

? N Font Articles

Source: http://fontarticles.info/what-spokane-retirement-community-is-right-for-you.html

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Saturday, February 18, 2012

Furniture Home Improvement: What are some Home Improvement ...

Here are simple home improvement tips.

Home improvement is about remodeling and decorating your home to be able to suit your own style and personality. In the kitchen towards the bed room, everything must be refurbished and re-decorated at some point. This really is because of the truth that things start getting old and appear unattractive over time. If you wish to obtain a perfect and appealing home improvement yet wish to save your valuable money, you have to keep some things in your mind. It is best to follow along with some proven home improvement tips which i will reveal to you below.

Prior creating your home d?cor, you have to constitute an email and provide proper consideration with a significant sections which include selecting the brand new type of your home, selecting the right colors and choosing the matching furniture. To handle each one of these effectively, you need to believe in taste and help your dreams into reality.

The area offered at your home should be utilized well. Giving proper space for storing can continue to build your room look captivating and spacious. Play the role of just a little creative only at that part or take the aid of a skilled interior decorator or designer.

Clutter control is yet another factor to consider proper care of. It is not easy and also hardwearing . home clean and neat constantly because of your hectic existence but following some easy steps it is simple to overcome this issue. Divide the task into different factors and family people. If you have enough time attempt to obvious the clutter.

Lighting style is extremely significant as well as in style nowadays. The truth is that you could boost the appearance and atmosphere of your rooms with the effective use of pendant fittings, floor and lamps. Purchase chandeliers for that corners from the room. Visit the nearest shopping center or online retailers and you'll find a number of options.

Kitchen may be the central section of your home if this involves home improvement. It should be carefully designed and decorated. Kitchen remodeling happens to be probably the most complicated and costly facet of home improvement. To be able to lower the price, you have to choose your kitchen components which are lengthy lasting and work efficiently.

The last important part may be the roof of the home. Importance should be provided to roofing if you wish to possess a comfortable home for that relaxation of the season in any kind of climate conditions.

Home Improvement Related Resources:

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Source: http://furniturehomeimprovement123.blogspot.com/2012/02/what-are-some-home-improvement-tips-to.html

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Video: Is the birth control debate ?a disaster? for the GOP?

Godspeed John Glenn: 50 years since first US orbit

As John Glenn, the world's most enduring and endearing spaceman, gets set to celebrate what no other living astronaut has done ? mark the 50th anniversary of his own spaceflight ? he finds himself in overdrive reflecting on what has been an undeniably charmed, golden life.

Source: http://www.msnbc.msn.com/id/3036697/vp/46434193#46434193

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Friday, February 17, 2012

Summer House ideas ? Nancy Thayer

by admin on February 17, 2012

My friend Pam?s daughter Becca Sayre started an organic garden in her mother?s back yard.? It was, by the way, an enormous plot of land.? Becca planted organic veggies, and delivered them all over the island to island restaurants.? She wore a sundress, rode a bike, and carried the veggies in a wicker basket.? The entire experience was healthy and beautiful.? Charlotte from Summer House was coming closer to me.

Source: http://nancythayer.com/2012/02/summer-house-ideas/

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